The following information is from https://studentaid.gov/.

The Federal Student Loan Debt Relief application is now open and will run through December 31, 2023. This program provides eligible borrows with full or partial discharge of loans up to $20,000 to Federal Pell Grant recipients and up to $10,000 to non-Pell Grant recipients.

In order to qualify, individuals must have made less than $125,000 in 2021 or 2020, or families who made less than $250,000 in 2021 or 2020. If you filed federal taxes, your income requirements are based on your adjusted gross income (AGI), which tends to be lower than your total income. Your AGI can be found on line 11 of the IRS Form 1040.

Federal Student Loan Debt Relief application

After filling out the application, the following email is sent:

1. We’ll process your application

We’ll review your application, determine your eligibility for debt relief, and work with your loan servicer to process your relief. Unless you hear back from the U.S. Department of Education or your loan servicer, you don’t have to take any other action.

2. We’ll contact you if we need additional information

We may need additional information from you to process your application. If we do, we’ll contact you by email with additional instructions. The following are examples of situations where we’ll follow up with you:

We need additional documentation from you to verify your income.

If you were enrolled as a “dependent student” anytime between July 1, 2021 and June 30, 2022, we may need information about your parents’ income.

We cannot match you to our loan records based on the information provided in your application.

3. We’ll keep you updated along the way

We’ll notify you when your application has been approved and sent to your loan servicer to process your debt relief. Your loan servicer will notify you when your debt relief has been applied and will share any additional information, such as updates to your outstanding loan balance and updated monthly payment amount (if you still have a balance).

4. Get more information about student loan debt relief

For additional details on student loan debt relief—including how debt relief will be applied to your loans—go to the student loan debt relief page.

Beware of scams

You might be contacted by a company saying they will help you get loan discharge, forgiveness, cancellation, or debt relief for a fee. You never have to pay for help with your federal student aid. Make sure you work only with the U.S. Department of Education and our loan servicers, and never reveal your personal information or account password to anyone. Our emails to borrowers come from noreply@studentaid.gov, noreply@debtrelief.studentaid.gov, or ed.gov@public.govdelivery.com. You can report scam attempts to the Federal Trade Commission by calling 1-877-382-4357 or by visiting reportfraud.ftc.gov.